| 不划算 | bù huá suàn | it isn't worth it / not cost-effective / not profitable / too expensive | 
| 不 | bù | no; not so / (bound form) not; un- | 
| 划 | huá | to row / to paddle / profitable / worth (the effort) / it pays (to do sth) | 
| 划 | huá | to cut / to slash / to scratch (cut into the surface of sth) / to strike (a match) | 
| 划 | huà | to delimit / to transfer / to assign / to plan / to draw (a line) / stroke of a Chinese character | 
| 划算 | huá suàn | to calculate / to weigh (pros and cons) / to view as profitable / worthwhile / value for money / cost-effective | 
| 算 | suàn | to regard as / to figure / to calculate / to compute |