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寅吃卯粮

yín chī mǎo liáng lit. eating away next year's food in advance / fig. to dip into the next month's check / live now, pay later
yín 3rd earthly branch: 3-5 a.m., 1st solar month (4th February-5th March), year of the Tiger / ancient Chinese compass point: 60°
  chī to eat; to consume / to eat at (a cafeteria etc) / to eradicate; to destroy / to absorb / to suffer (shock, injury, defeat etc)
  chī variant of
   mǎo mortise (slot cut into wood to receive a tenon) / 4th earthly branch: 5-7 a.m., 2nd solar month (6th March-4th April), Year of the Rabbit / ancient Chinese compass point: 90° (east) / (coll.) to concentrate one's strength (variant of )
   mǎo variant of
   mǎo old variant of
    liáng grain / food / provisions / agricultural tax paid in grain
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