次贷

次贷	cì dài	subprime lending / abbr. for 次级贷款
次	cì	next in sequence / second / the second (day, time etc) / secondary / vice- / sub- / infra- / inferior quality / substandard / order / sequence / hypo- (chemistry) / classifier for enumerated events: time
贷	dài	to lend on interest / to borrow / a loan / leniency / to make excuses / to pardon / to forgive