| 水 | shuǐ tǔ | water and soil / surface water / natural environment (extended meaning) / climate | 
| 水 | Shuǐ | surname Shui | 
| 水 | shuǐ | water / (after a name) ... River / to swim (used mostly in 会水 and 水性) / (coll.) lacking in substance; shoddy / (bound form) additional cost; extra income / classifier for washings of a garment | 
| 土 | Tǔ | Tu (ethnic group) / surname Tu | 
| 土 | tǔ | earth / dust / clay / local / indigenous / crude opium / unsophisticated / one of the eight categories of ancient musical instruments 八音 |