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消费金融

xiāo fèi jīn róng consumer finance
xiāo to diminish; to subside / to consume; to reduce / to idle away (the time) / (after or or etc) to need; to require; to take
xiāo fèi to consume (goods and services, resources etc)
  Fèi surname Fei
  fèi to cost / to spend / fee / wasteful / expenses
   Jīn surname Jin / surname Kim (Korean) / Jurchen Jin dynasty (1115-1234)
   jīn gold / chemical element Au / generic term for lustrous and ductile metals / money / golden / highly respected / one of the eight categories of ancient musical instruments 八音
   jīn róng banking / finance / financial
    róng to melt / to thaw / to blend / to merge / to be in harmony
    róng old variant of
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