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消金

消金 xiāo jīn consumer finance (abbr. for 消费金融)
消 xiāo to diminish; to subside / to consume; to reduce / to idle away (the time) / (after 不 or 只 or 何 etc) to need; to require; to take
 金 Jīn surname Jin / surname Kim (Korean) / Jurchen Jin dynasty (1115–1234)
 金 jīn gold / chemical element Au / generic term for lustrous and ductile metals / money / golden / highly respected / one of the eight categories of ancient musical instruments 八音
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By MDBG 2026